Friday, June 08, 2007

Costs of Health Care Procedures

How Much Will a Health Producedure Cost?


Even if you have health insurance, you may have a fairly high yearly deductible. If you do not have health insurance, and need health care, you will be writing a check for sure. One thing you may be afraid to ask your doctor or health care provider is, how much will it cost?

One health insurance company publishes the cost of common health procedures inside their member's website. They know that many members have chosen a higher deductible health insurance plan to save on monthly premiums, and may be concerned if the doctor prescribes a medication, lab test, or other procedure.

Here is a sample of some prodedures. Keep in mind, this data was published assuming the member would use in-network PPO services. This means that the prices are negotiated. The thing is - as we've stated before - people without health insurance PAY MORE than patients with health insurance! So even if an invididual saves by buying a very high deductible health plan, and the procedure does not meet that deductible, money will still be saved! Quote Various Health Insurance Plans Here!

Here we go! Keep in mind that these are averages, and your costs may differ!

Ultrasound: In Network $231 Out of Network (uninsured) $362
Emergency Room: In Network: $1,262 Out of Network: $1,822
Colonoscopy/Sigmoidoscopy: In Network: $1,307 Out of Network: $2,440
Heart Failure Requiring a Hospital Stay and Follow Up Visits: $12,160 *
* Note that only in network costs are available. We can assume that the costs will be considerably higher if an individual is Out Of Network Or Uninsured!


If you cannot write a check for one of these procedures, you may consider finding affordable health insurance!

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