Thursday, April 10, 2008

Best Individual Health Insurance Quotes

Many of us have health insurance on our minds these days. Some people do not have any health insurance at all, and of course they are worried about getting sick or injured. Some of us do have health insurance, but worry about affording the monthly premium.

Right now, the best we can do is try to find the best individual health insurance quotes by comparing the health plans that are available in our area. Look into tax advantaged HSA (Health Savings Accounts) with high deductible health insurance or PPO plans which give discounts for using a network of medical providers.

And of course, compare the plans in your area. You can use this Online Health Insurance Quote Form to help you search right from your home computer.

Compare Health Insurance Rates Online!

Monday, April 07, 2008

Car Insurance Claims Raising Rates

Will car insurance claims raise your rates? Well, lots of us think so. Car insurance companies share databases of claims that were made, so if you do make a claim, and even if you switch your car insurance company, you are probably risking a rate increase. If your out of pocket amount to repair the damage will not be more more then your car insurance deductible anyway, you may want to ask your agent if you should just pay for it.

Of course, if you have a major accident and risk a large amount of liability, you will want your car insurer to be in the game. They are certainly well equipped to defend their own money, and that will protect you too. After all, that is why you pay your premiums, right?

If you think a cliam has raised your rates beyond reason, it is time to start comparing car insurance quotes now.

Saturday, April 05, 2008

Safe Cars For Young Drivers

We found a great post on the safest cars for young drivers.

Why should you care about putting your teenage driver in a young car. Well, the right kind of ride can safe your young driver's life for one thing. Even if a car accident will not be that drastic, you will still save money on car insurance for teenage drivers with a safe car. Car insurance companies do car what type of car a young driver operates!

In general, insurance companies advise you to look for cars with moderate horsepower which do not encourage a young or impulsive driver to speed or accelerate quickly. Also, opt for a more stable car, not an SUV or pickup. And last, seat belts save lives! Make sure your teenage driver knows to buckle up!

Car Insurance For Young Drivers