Monday, September 18, 2006

Online Insurance Quotes - Are they working

The buzz is all about online insurance sales and online insurance quotes. I catch ads for different companies like esurance on TV all the time. TV ads are telling the people to go to the computer to sites like esurance.com and then getting an insurance quote. Then you can quote, and even buy and print your insurance proof cards online. Is this a good thing?

Well, it can be a good thing. As I've written before, some people get upset because the initial premium that is quoted on their computer screen doesn't end up being the final price. There are lots of reasons for this, and it doesn't mean you have been cheated or anything. The company may quote a standard risk, or even a preferred risk, and you could check in as a high risk.

Personally, I prefer an insurance quoting system that lets you compare several companies - not just one.

Here's an easy insurance quoting system that lets you compare several companies online, or contact a local agent in your zip.

Just enter your zip code and the type of insurance you are looking for - i.e. car insurance, health insurance, etc., and you will start the quote. The screens will guide you through the information they need to complete the quote.

Of course, you'll have to enter your zip, etc. because rates are different in different areas.

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