Student Driver Car Insurance and Your Young Driver

We found a good page with tips on finding affordable car insurance for young drivers. Younger drivers will almost always be very expensive to insure for two reasons.

First, car insurance companies use their statistics on drivers by age group to demonstrate that age group just tends to make more accident claims. The problem is especially acute with boys.

Second, your young driver has no driving history of their own to refute the car insurance company statistics.

However, you can do a couple of things to help reduce the costs. Good students will get a discount with many insurers, so try to encourage your kid to keep up a B average. Just like car insurance companies find that young drivers are higher risk, they also admit that kids with better grades tend to make less claims then their less studious peers. If that is because they are home studying, or just more careful, is open to debate, but look for good student car insurance discounts.

Also ask about accredited driving courses. The completion of a course like this often earns a discount too. So if you add in both discounts, you can pare some of the premiums down. And of course, the type of car is taken into account, so consider a cheaper car to insure too.