You see many ads about life insurance for senior citizens and some of them promise guaranteed issue life insurance.
Guaranteed life insurance may be a good solution for people with health problems that will not allow them to qualify for other health insurance. However, senior life insurance policies have been designed to accept most people, so make sure you have exhausted other options first. For one things, the premiums will be more expensive for every $1,000 of coverage, and the death benefit will not be immediate. Other senior life insurance policies called simplified issue will have an immediate death benefit and be less expensive!
Tuesday, February 12, 2008
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