If you're running a small business with 2 to 10 employees, you may have a very workable solution to expensive group health insurance premiums. Look, group insurance, especially with small groups, can be a very risky and expensive deal. They have to take the whole group without exclusions, so if one employee has a problem like diabetes or a heart attack, it's like everybody has a problem!
The solution may be simple. Use individually underwritten health insurance for your healthy employees. You'll be amazed at how much cheaper the premiums are! Then take the one or two employees with health problems and use your state's high risk pool to insure them.
The employee's will have to pay these premiums, but you can take your own savings and give your employees a raise to cover all, or a portion, of their expense. This is the new trend in small group health insurance coverage, it would be in your best interest to consider it.
FIND A LOCAL HEALTH INSURANCE OR RUN ONLINE HEALTH INSURANCE QUOTES! One quick form can save you hundreds, or even thousands, of dollars!
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