Sunday, August 20, 2006

Having Trouble with High Priced Homeowners Insurance? Lots Are

You'd think the most common quote request would be for car insurance, and we do get a lot of auto insurance quotes made off of the links on this site. However with the hurricane and storm damage this past year, we are really seeing a high quanity of homeowner's insurance quotes.

CLICK HERE FOR A QUICK HOMEOWNER'S INSURANCE QUOTE

High risks for storm damage, mold, inflation etc. are all combining to increase insurance rates.

TEXAS INFO - BUT I'M SURE YOU'RE STATE HAS SOMETHING LIKE THIS -

The best consumer resource for finding insurance is the Texas Department of Insurance (TDI). TDI’s Web site, www.tdi.state.tx.us, has plenty of useful information for Texans shopping around for insurance; in fact, the department recently launched a separate Web site, www.helpinsure.com, designed especially to help Texas consumers find the right insurance company for them. If, despite their best efforts, a consumer can’t find a company to insure their home, then they should:

1. Collect and write down the details about the following information:

• why the home is being denied;
• location and condition of the home;
• type of plumbing used in the home, such as copper or PVC; and
• maintenance records from the current or prior homeowner.

2. Call TDI at 1-800-252-3439. The more particulars the consumer can provide, the more the department can help.

For consumers who are having trouble finding homeowners insurance, TDI’s Market Assistance Program (MAP) can also help; just call 1-888-799-6277. Other resources for finding insurance in Texas include www.insuretexas.org, and the Texas Coalition for Affordable Insurance Solutions (TCAIS) Web site, www.tcais.org.

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