We noticed dramtic differences in the term life insurance rates for the top 10 US companies. The same 45 year old, non-smoking man in fairly good health could find rate quotes that varied by $300 a year. These are for the same man, and from the top 10 largest companies. Over the course of paying for a 20 year term life insurance policy, he would have a $6,000 difference.
All we are are saying, is that it makes sense to do some homework before you commit to a long term life insurance policy for yourself, or for your family. If you have an isurance agent you like and trust, it may be worth a couple of bucks more to do business with him or her. However, I really don't know many people I like six thousand bucks worth!
Before you sign a contract, you really don't have anyting to lose if you do an online quote. You can get a free, online rate quote in about five minutes. Make sure the quoting system has a privacy policy, is on a secure server, and it's a good sign if they participate in the Better Business Bureau online system or some similar watchdog service.
If you'd like more information on the Top 10 Term Life Insurance Company Rate Quotes, or if you'd just like a free, no-obligation quote, or if you'd like instant term life insurance, stop by 24/7 Quote Us Term Life Information and Quotes!
Showing posts with label us insurance. Show all posts
Showing posts with label us insurance. Show all posts
Sunday, February 11, 2007
Sunday, February 04, 2007
Bush Plan May signal the end of Employer Based Health Insurance!
Wow, the Chicago Tribute thinks the new Bush Plan may signal the end of employer based health insurance. Well, you know I disagree with Bush the second on so many things, but for once, I see his point - and I'm sure it's an unpopular one. How come you have to do this to me just when I'm all set to start shouting HILLARY!
LINK TO CHICAGO TRIBUTE ARTICLE
Points to Ponder that are bound to be unpopular, but I sort of get them....
First, he'd eliminate the tax breaks for health insurance and treat it like any other form of compensation. That would make consumers more sensitive to costs, his advisers said.
Second, the president would create a tax deduction for health insurance, similar to the existing deduction for having a child. Families would get a deduction of $15,000 beginning in 2009; individuals would could deduct $7,500. Annual increases would be tied to inflation.
Consumers would get the full value of the deduction, no matter how much they actually spent. Spending in excess of the deduction's amount would be taxed as ordinary compensation.
Comments? Hate it? Love it? Do you at least GET that we need to make employees aware of what a benefit they are getting in health insurance? I do.
LINK TO CHICAGO TRIBUTE ARTICLE
Points to Ponder that are bound to be unpopular, but I sort of get them....
First, he'd eliminate the tax breaks for health insurance and treat it like any other form of compensation. That would make consumers more sensitive to costs, his advisers said.
Second, the president would create a tax deduction for health insurance, similar to the existing deduction for having a child. Families would get a deduction of $15,000 beginning in 2009; individuals would could deduct $7,500. Annual increases would be tied to inflation.
Consumers would get the full value of the deduction, no matter how much they actually spent. Spending in excess of the deduction's amount would be taxed as ordinary compensation.
Comments? Hate it? Love it? Do you at least GET that we need to make employees aware of what a benefit they are getting in health insurance? I do.
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