Texas Medicare and Chronic Health Plans

I read an interesting article on a Texas Medicare Site which probably applies nationwide. It would be of great internet if you are on Medicare Part A and B, or if you are a caregiver for a Medicare covered person.

It applies to seniors, and others on Medicare, who have chronic health conditions like diabetes, congestive heart failure, COPD, dementia, etc. The individuals could still be living on their own, in assisted living, or in a nursing home. Apparently, specialized health plans exist to care for Medicare covered people in these different situations, and with chronic care conditions. Some plans even help out the caregivers!

If you are on Medicare and are disabled, or have a chronic health problem, OR if you are the caregiver for somebody like this, be sure and read about Medicare and Chronic Health Conditions.

Diabetes Health Care

One of the most common issues with individual health care are diabetics. Many diabetics manage their condition very well, either with diet and excercisse, medications like glucophage, or insulin, and go on to live long productive lives. However most health insurance companies decline diabetics on an individual basis.

A few heath plans will accept diabetics but usually give them substantial rate ups, and these are usually structured benefit plans like United American, and not major medical insurance policies.

Every state does have some kind of high risk health insurance program - a category diabetics would fall into - but they do charge high premiums for these in many states!

I found a Diabetic Care Blog which addresses health issues for diabetics. If you are diabetic, and looking for health information or health insurance discussions I would refer you there.