One of the most common issues with individual health care are diabetics. Many diabetics manage their condition very well, either with diet and excercisse, medications like glucophage, or insulin, and go on to live long productive lives. However most health insurance companies decline diabetics on an individual basis.
A few heath plans will accept diabetics but usually give them substantial rate ups, and these are usually structured benefit plans like United American, and not major medical insurance policies.
Every state does have some kind of high risk health insurance program - a category diabetics would fall into - but they do charge high premiums for these in many states!
I found a Diabetic Care Blog which addresses health issues for diabetics. If you are diabetic, and looking for health information or health insurance discussions I would refer you there.
Monday, March 26, 2007
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