Women and Insurance

Women may have special considerations when it comes to life and health insurance. For instance, in the same premium class by age and health, life insurance is usually a little cheaper for women. However, health insurance is more expensive..

As I have posted before, young people often consider health insurance a luxury they really don't need. However, I am often called by young women (or their signifigant others) to find health insurance after the woman has already gotten pregnant. This is a big problem.

Also, women may need to get their children on health insurance. They may have options like CHIPS or Medicaid if they are fairly low income. If they cannot qualify for government insurance for children, they may be shocked that they can usually only get a child's rate if an adult is also on the policy. If all of the people on the policy are children, the oldest child usually gets the youngest adult rate - and usually a stardard (not preferred) rate. They may actually find it doesn't cost that much more to put an adult on the policy than to put everybody on the policy.

I have started a new website for women. I call it WomanWork - because we all do our own work. Network, talk and read about issues we face, and maybe even find an online home.

Click Here to Join me at WomanWork!