A Frequently Asked Question (FAQ) about insurance: WILL I FIND THE SAME PRODUCT FOR LESS THROUGH ANOTHER QUOTE SERVICE, AGENT, OR BROKER?
No. A life insurance policy with all the same features will be the same price no matter where you purchase it. Life insurance companies, not agents, set the pricing of the plans.
If you find a plan with a different price than one you’ve been quoted, you may be looking at a different risk class. Ask yourself the following questions: Did a licensed professional help you determine your risk class? Was information gathered on your family history, health, height, weight, medications, tobacco use, hazardous activities, and driving records? Were your responses considered in your rate quote or were you simply quoted the overall lowest rate on the market?
To ensure you receive an accurate quote, professionals gather information on your health and lifestyle before determining your risk class. That’s why it’s important that you answer all questions honestly. A licenced professional, or a little research, can come up with a reasonable quote.
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