Insurance Surfing - Top Consumer Tip Articles Today!

I don't know if you have seen Squidoo Lenses yet. They contain user generated content, called a lens. I did not expect to find some many insurance related articles in a place like that! Since it is almost the week-end, and I don't have a hot topic to post on right now, I'll direct you to some great insurance articles here.

ROP LIFE INSURANCE RIDERS = Return of Premium

Life Insurance Guide

Homeowners and Renters Insurance : Types and How To Buy

...and for insurance agents....
Connect with Insurance Customers on the Internet!

Have Fun, and Have A Great Week-end!

ROP Life and Mortgage Life Insurance - What Is It????

Lots of people get approached about ROP or Return Of Premium Riders on their life insurance. This rider will refund your premiums if you survive the life insurance policy, which makes it sort of nice. If you die, your heirs get the face value of the policy. If you live (which is what we all want), you get your premiums back in one nice chunk. If you have a 20 or 30 year term policy, it may not seem like much when you write a check every month, but after decades pass, you can get tens of thousands of dollars back!

So how much can you get back? I'm glad you asked. I have a Return of Premium Life Insurance Calculator here.

I also have a neat little Life Insurance Guide Here!