Got The High Home Policy Blues?
Experts always tell us to evaluate our policies every year or so. This may seem like a lot of trouble, but there are actually some good reasons for this advice.
1. Things may have changed in your home that will affect your coverage and your premiums. This could go either way. For example, if you just tossed out your old 19 inch TV in favor of an expensive home entertainment system, you may not be covered well enough. On the other hand, if you did some home repairs or added a security system, you could be paying too much. You need to make sure you are well covered, but also taking advatage of homeowners discounts!
2. The market changes too. Another insurer may be more competitive or friendlier to a home ower like you!
Does this all seem too complicated?
Try finding a good insurance agent who can help you evaluate your coverage! You can also use online insurance rate quote forms which will show you competitive home insurers in your area. They also provide contact information for local agents who are eager to compete for your business.
This is true if you are a home owner, but it also applies to renters, landlords, and condo owners!
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