Insurance a Young Driver

It has always been tough to find affordable insurance for teenagers and young adults. Here are some reasons:

• Student Drivers do not have their own driving history, so insurers lump them with their age group. They consider that age group a high risk group, both because they are inexperienced and impulsive. It is also because, frankly, insurance company statistics bear this out because of a higher claims rates than some other age groups.

Hower you can do to offset the higher price of under 25 car insurance.

• Do everything you can to drive safely. Car Accidents Insurance will only get more expensive if a young driver does cause a claim. Sometimes, insurer will even raise rates if the accident was not the driver's fault.
• Take advantage of available auto insurance discounts as you would for any driver. Multiple policies, safer cars, anti-theft devices, and drivers education can help. A good student can even earn a discount too.
• Be sure to shop around. If your old insurer is not rewarding you for years of loyalty when you put your child on your policy, it is time to look for a multiple policy discount with lower rates. Online car insurance quote forms can make this process a lot simpler!