No Health Insurance For a Record Number of Americans!

Yahoo Finance reported that a Record Number of Americans Lacked Health Insurance.

The problem is even growing with kids, despite Medicaid and Chips programs. More private employers are dropping children from coverage or pushing the premiums up so families cannot afford them. I wonder why children are not getting enrolled in Chips programs though.

Gail Shearer, health policy director at Consumers Union, publisher of Consumer Reports, said Congress and the Bush administration should immediately "rededicate" themselves to expanding health insurance coverage.

"This substantial increase in the uninsured should get everyone's attention," she added in a prepared statement. "We should not have to wait until the next president takes office to deal with this very real problem. Congress and the President ought to commit to expanding coverage now."

If you have lost your company health insurance, or need to find an individual plan you can afford, try our internet health insurance quote form!

E Health Insurance Plans

Internet Motorcycle Insurance Quotes

If you ride any type of motorcycle, be it a Harley, BMW, or Honda, you know you need insurance. In that way a motorcycle is no different than a car, except motorcycle insurance policies can be tricky.

Motorcycle riders may be considered high risk drivers by auto insurance companies, but you can research discounts. If you have a good driving history, take a motorcycle safety course, use one insurance company for multiple policies, or install safety features, you may be eligable for motorcycle insurance discounts.

Compare motorcycle insurance on the internet before you buy!

Internet Insurance Quotes

247QuoteUS.com has been leading the charge in providing free internet insurance quotes for years. Now they have completed a site redesign which should help visitors in a couple of ways.

First the pages are cleaner, and navigation is simpler to find and use. Visitors should be able to slide right into the type of insurance quote or insurance article they need.

Second, they cleaned up the "code" behind the scenes so pages should load better, and visiting 247QUoteUS.com should be a slicker and faster visit on the worldwide web!

Car Insurance Basics

Before you shop for car insurance, catch some Car Insurance Basics at the article in the link. The differences between liability, comprehensive, collision insurance, etc. are outlined.

The article also gives your the positives and negatives of dropping collision insurance to save money, and gives you some other ways to save money.

If you are shopping for car insurance, use our fast online form to get the best car insurance rates from local agents!

Flood Insurance Programs for Flood Season

Flood Insurance Programs

We tend to think of flood insurance in coastal areas because of the severe tropical storms of the last few years. Of course, flood insurance is a very real need to protect homes and business against flood damage. Most home insurance policies do not cover flood insurance, and it must be purchased as another policy.

Flood insurance may purchased privately in some locations, but in high risk areas, you may need to purchase from the FEMA national flood insurance program.

Flood damage happens in all 50 states, and may be responsible for 90% of storm damage, according to the National Flood Insurance program.

Flood Insurance Information.

Teen Insurance and Back To School!

Got the teenage drive insurance blues?

If you have a young driver in your household, you may have already had car insurance sticker shock! We've heard of car insurance bills doubling and tripling over the rates the experienced driver parents were paying before. It is true that drivers under 25 usually have the highest car insurance premiums, and you males have rates that are higher than their female contemporaries.

However, if your young driver is taking his wheels back to shool, you may be able to do a few things to contain the cost! First, good student discounts have been around for a long time. Just as young drivers are assumed to be larger risks than more mature and experienced drivers, good students are considered better risks than students who do not maintain at least a B averge.

The National Safety Council also has information on accredited driver safety courses, and insurance companies will offer a discount for courses like this. Also, if you make sure the vehicle is equiped with safety features, then insurance companies will take the actual car into account.

Student Driver Insurance or Young Driver Insurance Bills are steep, especially for boys! But you can certainly find some discounts to take the edge off!

Compare Care Insurance Rates with One Short Form

Medicare Advantage Plans Come in Different Types for Different Folks

Medicare Advantage Health Plans

The FEE FOR SERVICE Medicare Advantage Health plans got a bad rap lately, and they may have deserved it. They just didn't go far enough to make sure that medical professionals were familiar with their insurance, and seemed to just assume that all doctors and hospitals would take them!

The problem is that many doctors did not take them, not really because the plans were bad, but because they were unfamiliar. So senior patients were understandably upset and confused, and another health care crisis looms.

Medicare Advantage Plans can also come in different types with a good history of satisfying their clients. Local HMO plans provide many value added services like transportation, dental, and vision which really help out tight budgets. Some Medicare Advantage plans only serve those with special health care needs like congestive heart failure or diabetes. Others are PPO plans where there is a list of doctors who are already lined up to take the plans, but insured people have the option of finding other doctors outside the plan if they choose.

The right Medicare Advantage plan can make it simple and cost effective to obtain quality medical care, especially for seniors on moderate incomes.

Get a Medicare Health Quote Online!

Talk to a Medicare Advantage Expert.

Senior Health -- One Size Does Not Fit All!

We all have different fingerprints! In the same vein we have different financial situations and health conditions. That is why a good insurance agent cannot approach a potential senior client and tell them that one particular Medicare health plan would be right for everybody!

Medicare supplements come in an alphabet soup of plans. Medicare Advantage plans also have different structures from HMOs to so-called Any Doc plans. Some Medicare Advantage plans were even created to cater to the particular needs of those with health conditions.

You may be able to make better use out of your medicare benefits, and be able to save money at the same time.

Get a Free Medicare Health Insurance Quote Here or Look for the profoessionals at Trusted Senior Specialists.

Medicare Advantage Cuts would hurt the poorest seniors

Well, the proposed Medicare Advantage cuts are all but dead. I hope they stay dead! The cuts would hurt the poorest of our seniors, and really cut through the minority communities.

Medicare News Today reports that advocacy groups rose up to kill the bill. Look, I'm all for more help for children's health insurance, but we shouldn't have to take benefits from poor seniors to do it!

Now if Congress can find a way to provide better benefits to seniors, childrens, and the rest of us without cutting benfits to the most vulnerable, I'd be happy to see it!

If you'd like more help getting the best use of your Medicare Benefits, get free Medicare Benefits Help Here!

If you'd like a free online health insurance quote, check with 247QuoteUS.com!