How Private Health Insuance Works

Private Health Insurance Facts

The Kaiser Family Foundation has posted a primer on how private health insurance really works. The primer discusses the types of health plans like PPO, HMO, etc. It also discusses mandated benefits that must be provided by certain types of health insurance plans. Their is also a section on solutions for individuals who are considered high risk. In other words, each state has solutions for individuals who are declined by private health insurance, and these are outlined.

Another place to go for help if you are condidering private health insurance is your state insurance commission. We have a list of 50 state US Health Insurance Departments.

If you are shopping for health insurance, your options will vary by state and city. Get Free Online Insurance Quotes and Information here.