Many people who run small businesses, especially home businesses, use their personal cars for work. They even lend their cars to employees for business related meetings and errands. However, you may be leaving yourself open to a big liablity. Your personal car insurance may not cover your car for business use, or it may have a limit on liability that will not be sufficient.
The Business Insurance Store tells you how to determine if you need commercial car insurance. Sometimes you can also add a rider onto your personal policy that will protect you. However, if your employees also drive their cars for business related work, it may not be simple to require them to increase their personal policies as well.
Grab Quick Personal or Commercial Car Insurance Quotes Online!
Monday, April 30, 2007
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